Privacy at Keeps

We make money from subscriptions only. No ads, no selling or sharing your data, no third-party trackers.

Bank connections go through Plaid; we never see your bank password. The access token we receive is encrypted (AES-256-GCM) and readable only by our server.

Your transaction names, merchants, notes, account names and numbers, asset details (like your home address), goals and wallet addresses are encrypted before they reach our database, with a separate key for every household. A database leak would show scrambled text, not your information.

Crypto wallets are watch-only public addresses. Never give anyone your seed phrase.

AI features send transaction descriptions, merchants and amounts to our AI provider to answer questions and categorize. You can turn AI off in Settings. Copilot chats aren't stored.

Export everything or delete your account anytime in Settings. Deleting disconnects your banks and erases your data.

Template text — have a lawyer review before launch.